Do I Need Furniture Insurance?

As a homeowner, you may be wondering if you need to purchase furniture insurance. Furniture is a significant investment, and it’s essential to protect that investment in case of damage or theft. When you invest in other products that cost thousands of pounds, you insure them, such as cars and other products, so why would you not want to insure your furniture? 

You may be asked when your purchase the furniture whether you want a protection plan or whether you decide to look at covering your sofa under your house insurance; we would always recommend you choose to have all your furniture covered by insurance. 

This blog post will provide an overview of what furniture insurance covers and whether or not it’s a wise investment for you. Our team here at The Cushion Guys have helped clients around the country get their dream sofa, offering bespoke handmade cushion covers and replacement cushion infills; we are all about protecting your furniture. 

If, once you have finished our latest blog, you have any questions or queries, be sure to reach out to our team today; we are always more than happy to help you in any way we can. 

Furniture Insurance Plans Do Have Benefits 

Once you have made th investment in buying a new sofa, you will want to protect it as best as you can; you are more than likely to have spent a great deal of money on your sofa, so the first question you should ask yourself is; why would you not want to protect that investment? 

Some of the main reasons we will touch on why you should invest in protection for your sofa through furniture insurance are; if you have kids, pets, or a busy household. These three aspects combined can be detrimental to the furniture in your home. Furniture insurance can cover a wide range of items in your home; sofas, beds, recliner seats, benches and much more. 

Do You Have Small Children? 

One of the first things you should consider when considering our furniture insurance is, are your children are a risk to the furniture. Small children especially can be an issue regarding brand new furniture, sticky fingers, running around and jumping on the bed and sofa, which can damage the foam inside your sofa, and wanting to do activities such as colouring where pens can easily mark furniture and damage it. 

Choosing to protect your furniture with an insurance policy means you are covered should any accidents with your children occur, even things as small as drawn on dining room tables, worn down furniture from jumping on the sofa cushions and much more. If you have children or tiny children, we always recommend having furniture insurance; it helps protect your investment. 

Is Your Furniture Expensive? 

As we have said previously, furniture is an investment; believe it or not, you can spend thousands of pounds on the furniture in your home; this is one of the main reasons to have furniture insurance; it is a considerable investment. 

Expensive furniture lasts longer than the cheaper options, but even with this reassurance, we recommend opting for furniture insurance. Just for the simple fact, that furniture is an investment of your hard-earned money, why would you not want to protect that? As well, a piece of furniture that was expensive to buy is more than likely going to be expensive to fix. 

If you need any repairs carried out, having a furniture insurance policy will be better than not having one; it will help cover any significant outgoings you have when getting repair services carried out. 

Make Sure you Are Covered For Accidental Damage

Although we have focused on your furniture being at risk if you have pets or kids in the house, but your furniture can be at risk even if you live alone, whether sofas and chairs are damaged from general wear and tear or tables break when a leg gives way, there is always a risk of accidental damages happening to your furniture.

When you buy your new piece of furniture, you should look into whether the warranty that is being offered to you by the company covers accidental damage; most of the time, these policies do not offer this service; that is why we would recommend you take out your very own insurance policy that does offer it. 

Believe us when we say we have had several clients come to us for replacement sofa cushions on a brand new sofa due to accidental damage, don’t let that happen to you! 

Speak To The Cushion Guys Today! 

So, do you need furniture insurance? The answer is complicated and entirely depends on your desire to protect your investment. It depends on your type of furniture, where it’s located, and how much coverage you want. 

We recommend contacting a specialist like The Cushion Guys to learn more about why you should always protect your sofa and cushions. Our team has specialised for several years in helping our clients get their dream sofa; there is nothing worse than finding out that a sofa has been damaged, so please ensure your investments are protected today! 

Don’t wait; contact us today to find out more! Our team can offer you services such as window seat cushion replacement, wall cushions and panels, custom upholstery, and more!